RE: has anyone done mortgage with quickenloans.com
I would highly recommend engaging the services of a local lender. A lender who is not in your local area may not use a local appraiser which I have personally seen foul up many a deal. A Seller’s Agent may recommend to the seller not to take an offer based on this item.
Find an expert Buyer’s Realtor. This person would have access to local lenders with very competitive programs. Your Realtor will not only be able to assist you in the selection of a reputable lender, but will be a valuable liason between them, you, the appraiser, and escrow. An online lender will not provide you with the same level of service.
You wouldn’t choose a Realtor who you couldn’t show you houses, would you? The lenders I recommend to my clients can be in my office in front of my client inside 30 minutes. They will issue me an immediate prequalification letter so I can present that to the seller with my offer, making my client a prepared and able buyer.