RE: how much can i get from a home improvement loan?
Most home improvement loans are nothing more than home equity loans which will allow you to borrow up to 79% LTV which means you will need to already have more than 21% of equity. If you don’t you may need to refinance the entire mortgage to get more of your equity out. But there are short term home equity loans that are not secured by equity (or anything else) and the amount you could get would be limited by your present debt ratio under the terms of the loan. And without knowing your income and all your monthly payments you make to creditors, it would be impossible to guess how large of a loan you could get.