RE: How to actually get a free credit score check?
free credit score and wasn’t sure if they were legit. Is there any 100% safe/free way to get your credit score? I just don’t want to take any chances with giving my social security number or be secretly charged something.
You can get your free annual credit report from each credit bureau online thru AnnualCredittReport.com. This is the site mandated by the FTC and is the only one that won’t require you to sign up for monitoring services. Reports are free, scores are not.
Creditors use FICO scores and the only place consumers can get real FICO scores is MyFico.com. Third party monitoring services use Fakko scores. all three credit bureaus now sell consumers non-FICO scores that are on different scales. These are all worthless.
CreditKarma.com offers a free score estimator based on your TransUnion report. it’s not FICO, but the TransRisk score is within 50 points or so. Good enough if you are curious.