RE: Life insurance quotes make me save money?
Life insurance quotes are worse than worthless. First, any quote given doesn’t take into account your health or other underwriting criteria, so they’re rarely reliable. More importantly, comparing quotes is a good indication that one is paying far too little attention to the objectives that the insurance is attempting to meet. Anyone selling life insurance by price is probably not qualified to properly analyze the financial need. Life insurance should only be obtained as part of a comprehensive financial plan. An insurance salesperson (agent, broker, etc.) is typically not an appropriate source for this type of planning. Price shopping life insurance is a great way to ensure that you’ll make a terrible decision.