RE: Many credit cards have yearly fees. How do you keep so many and still pay those fees?
Many credit card companies will let you move to a no-fee version of the card if you call up. You can also try to get the fee waived for another year or ask for extra points or something instead of canceling. Cards want to keep you on board, so they always offer incentives to make that happen. Most of the time I move to the no-fee card or cancel.