RE: What is considered a good credit score?
Your credit score is so-so. If your credit score is over 800 – you are in 10% of the populace. The credit score of 710 halves Americans – one half has a higher score, the other – a lower score. Those who have credit score below 575 are in the bottom 10%. bottomline: you are neither in top 10%, nor in bottom 10% . Your credit score is a little bit lower than everage. If you want to know how your credit score is composed you can check out http://www.credit-land.com/articles/articles_page_4420_171500.php
By the way, where did you get you credit score from? There are three major credit bureause and the score they give you may differ. Their credit reports might contain errors that hurt your credit score. You can contact the credit bureaus and ask them to remove the negative items.