RE: When home insurance coverage is not renewed?
I’ve had Travelers insurance for over 25 yr and they aren’t renewing my home insurance. I had 2 claims for natural disasters and 1 claim for all my belongings inside my car that I parked while I was in the hospital having surgery
You failed to state the time frame these claims happened. Your Agent is your Advocate and may have some leverage to fight for you due to your tenure. Claims usually fall into categories, Type A, and type B. Travelers Home Insurance may be suffering high losses in profitability due to nationwide catastrophes. Can’t get into the politics of it, your Agent can (I hope you have one) However, if you find your Agent cannot win your dispute, shop. My advice though, before you waste your time and theirs ask them the qualifications with your claim history to see if you qualify for a standard rate. You may need to get insurance through your states risk pool.
Time frame matters, so my advice is to call Allstate (ask for the platinum plan if available in your state). Then call State Farm, last but not least call Foremost or an Independent that sells for them. Give them the full Monty as preferred carriers subscribe to a national database that will bring up your claim history.