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Investing is risky. If you don’t understand what you’re investing in, and the people that you’re investing with, you could lose all of your money. Your hard-earned money could be gone.
Before you invest, you need to do your homework. If you aren’t sure, start by looking at lists of outperforming mutual funds on Yahoo. Always use a NO LOAD (that is, no sales charge) mutual fund.

And, if you’re asking this question because some friend or relative is asking you to invest in their restaurant or store or lemonmade stand, be very careful. It’s extra dangerous.

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